Veteran Owned  •  FDIC Insured
 •  Lending In All 50 States

Tough Loans Do Not Scare Us

We are the bank, not a broker. Our own loan committee and portfolio programs let us write first and second lien construction and renovation on primary, second home, and investment properties, plus ITIN, Conventional, FHA, VA, USDA, manufactured, modular, and jumbo across more than 14 property styles.

Check Your Eligibility ›

2 minutes. No credit check to see your options.

4.9 out of 5 star average customer satisfaction rating for Nationwide Home Loans Group Customer headshots representing 3000 plus recommendations for Nationwide Home Loans Group Top rated reviews on Zillow, Facebook, Google, and Top Rated for Nationwide Home Loans Group

All Loan Programs

Find the program built for your situation

Every program below is underwritten by our own team. Pick the one that fits, or check your eligibility and we will match you.

Construction Construction Loans One-Time Close, Two-Time Close, and our Hybrid. FHA, VA, USDA, and Conventional. → Renovation Renovation & Rehab FHA 203k, VA Renovation, USDA Repair Escrow, and second lien options. → Manufactured Manufactured, Modular & Mobile Single, double, and triple-wide, modular, barndominium, and kit-style homes. → Veterans VA Home Loans Purchase, construction, renovation, and refinance for eligible veterans and surviving spouses. → Rural USDA Rural Home Loans Zero down options in eligible rural and suburban areas, including construction. → Purchase Purchase Home Loans FHA, VA, USDA, and Conventional, including the files other lenders decline. → High Value Jumbo Home Loans VA and Conventional jumbo financing for higher loan amounts and high-cost areas. → Assistance Down Payment Assistance Programs that help cover down payment and closing costs for eligible borrowers. → ITIN ITIN Home Loans Home financing for borrowers using an Individual Taxpayer Identification Number. → Self-Employed Self-Employed & 1099 Bank statement and portfolio options for business owners and contract earners. →

Not sure which one fits? We will tell you.

Check Your Eligibility › Call (844) 999-0639

2 minutes, no credit check to see your options. Or call and talk to a real person, 24 hours a day, 7 days a week. No robots, no phone trees.

Our Lending Sites

One bank. Six specialists.

Nationwide Home Loans Group is the parent. Each site below is a dedicated team with deeper guides for that program. Every one of them is the same bank, the same underwriting, and the same 50 states.

BuildBuyRefi Our full loan guide library and pre-qualification hub. Start here if you are building, buying, or refinancing and want to compare programs. Visit BuildBuyRefi → VA Nationwide VA purchase, construction, renovation, and refinance for eligible veterans and surviving spouses, from a veteran owned bank. Visit VA Nationwide → USDA Nationwide USDA rural development loans, construction to permanent, and repair escrow options in eligible rural and suburban areas. Visit USDA Nationwide → Manufactured Nationwide Manufactured, modular, and mobile home financing, including double and triple-wide, barndominium, SIP, ICF, and kit-style homes. Visit Manufactured Nationwide → OTC Nationwide Everything construction. One-Time Close, Two-Time Close, our Hybrid, and in-house portfolio construction and renovation programs. Visit OTC Nationwide → Preferred Partners Builders, contractors, dealers, and real estate agents. Over 2,000 already work with us. Join them, or ask about our banker openings. Become a partner →

Only Through Us

Three things your other lender cannot offer

Up to $50,000* Extra Consumer Financing Qualified borrowers may add a separate unsecured consumer loan we underwrite in-house, before, at, or after closing. Use it to pay down debt and qualify for more, furnish the home, or fund upgrades. We do not know another lender doing this. See how it works → Up to 30%† Real Estate Commission Savings Eligible consumers represented by a participating brokerage may receive a rebate of up to 30% of that brokerage's fee, applied toward closing costs. Buying or selling, a home or land, anywhere in the country. It costs you nothing to use. See if you qualify → 2,000+ Builders, Contractors & Dealers Already signed up and working with us, and growing every day. That means a vetted builder near you, a team that already knows our draw process, and a faster path from approval to closing. Join the network →

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan underwritten in-house at the same time as your requested mortgage loan. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment. †Subject to applicable law and lender approval. Some states condition or do not permit brokerage rebates. Full terms in our footer disclosures.

Partners & Careers

Not here for a loan? We are hiring and partnering.

Builders, agents, and bankers build a real business with us. No corporate runaround, no gatekeeping, and a direct line to the people who actually make decisions.

For Builders, Contractors & Dealers Become a Preferred Partner Join over 2,000 builders, contractors, and dealers already working with us. Get listed where borrowers can find you, work with a team that already knows your draw schedule, and close faster. Apply to partner → For Real Estate Agents In-House Real Estate Banker Program We hire licensed real estate agents as bankers in all 50 states. Keep serving your clients, add a lending side to your business, and stop handing your buyers off to somebody who does not answer the phone. Start the conversation → For Mortgage Bankers We Are Hiring In All 50 States Bring your book to a bank with its own loan committee, portfolio programs, and exceptions. Reach out directly and you skip the HR queue entirely, straight to the people making the hiring decision. See open roles →

Recognized & Rated

We did not give ourselves these.

Best Manufactured Home Lender by Investopedia, and lending in all 50 states Better Business Bureau A+ rating and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender, rated by Investopedia
As Seen In
Top Rated Local 2019 and 2020 Winner for Nationwide Home Loans Group Featured in The Mortgage Reports, Lifetime, and Military Makeover with Montel Featured on Military.com, Investopedia Rise Winner, and BobVila.com Best Construction Loan Lender Runner Up

Let us take a look at your situation.

Check Your Eligibility › Call (844) 999-0639

2 minutes, no credit check to see your options. Or call and talk to a real person, 24 hours a day, 7 days a week. No robots, no phone trees.

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

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